I wrote my Utah Accident book to warn you of the potential mistakes that could ruin your Utah accident claim. I share the secrets the insurance companies prefer you didn’t know. In my book I share the 13 mistakes plus much more, similar to the mistake I share below. To request a FREE copy of The Utah Accident Book, call my office today at 1-866-696-2129
Mistake 2: No Police Investigation- Failure to get a Police Report
Sometimes, the at-fault driver begs the injured party not to call the police to report the accident. They ask to let them just pay the damages so their insurance rates don’t go up. Big mistake! That same person who seems so sincere at the scene of the accident will often lie and try to blame you for the crash. Without a police report, it’s your word against theirs.
Police reports are essential to show what happened during the accident. Police reports show where the crash happened, who was involved, the vehicles involved, the direction they were going, and any witnesses that have seen the crash. When I sign a new client, the first thing I do is request that police report to make sure it is correct and matches the story of my client. Police reports are especially critical because they show the insurance information of both parties. If the at-fault party is begging you not to get the police involved, they may not have insurance in the first place or they may never give you their insurance information after the fact.
The solution is to always call the police when you are in an accident. We are talking about thousands of dollars in potential medical bills. You may not feel the accident is bad or that you have any injuries, but after the adrenalin wears off, you may be left with thousands of dollars in medical bills and at-fault party that is no where to be found.
If you decided not to call the police immediately after the accident, it is better to call the police the next day then to not call them at all.